SmarterDividends

HSBC vs JFIN: Which Is the Better Dividend Stock?

As of July 2026, HSBC and JFIN are closely matched. JFIN offers the higher yield at 27.40%, HSBC has the higher dividend-safety score.

MetricHSBCJFIN
Forward yield3.73%27.40%
Annual dividend$3.75$0.80
Payout ratio62%32%
Years of growth0 yr2 yr
5-yr dividend growth-13.8%
5-yr total return281%-45%
Dividend safety score70 (B)67 (B)
Fair value estimate$127.75
Upside to fair value+27%
Frequencyquarterlysemiannual
Market cap$339.6B$129.8M
P/E ratio16.60.9

Higher yield

JFIN

27.40%

Safer dividend

HSBC

Grade B

Faster growth

HSBC

-13.8%

HSBC vs JFIN — FAQ

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