HSBC vs JPSTF: Which Is the Better Dividend Stock?
As of July 2026, JPSTF (JAPAN POST BANK Co., Ltd.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HSBC offers the higher yield at 3.73%, HSBC has the higher dividend-safety score, and JPSTF trades at the larger discount to fair value (+35%).
| Metric | HSBC | JPSTF |
|---|---|---|
| Forward yield | 3.73% | 3.09% |
| Annual dividend | $3.75 | $0.59 |
| Payout ratio | 62% | 50% |
| Years of growth | 0 yr | 2 yr |
| 5-yr dividend growth | -13.8% | 18.3% |
| 5-yr total return | 281% | 98% |
| Dividend safety score | 70 (B) | 70 (B) |
| Fair value estimate | $127.75 | $25.66 |
| Upside to fair value | +27% | +35% |
| Frequency | quarterly | monthly |
| Market cap | $339.6B | $67.7B |
| P/E ratio | 16.6 | 20.9 |
Higher yield
HSBC
3.73%
Safer dividend
HSBC
Grade B
Faster growth
JPSTF
18.3%
Better value
JPSTF
+35% upside
HSBC vs JPSTF — FAQ
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