SmarterDividends

HSBC vs KNSL: Which Is the Better Dividend Stock?

As of July 2026, KNSL (Kinsale Capital Group, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.73%, KNSL has the higher dividend-safety score, and KNSL trades at the larger discount to fair value (+126%).

MetricHSBCKNSL
Forward yield3.73%0.29%
Annual dividend$3.75$1.00
Payout ratio62%3%
Years of growth0 yr9 yr
5-yr dividend growth-13.8%13.6%
5-yr total return281%89%
Dividend safety score70 (B)81 (A)
Fair value estimate$127.75$776.53
Upside to fair value+27%+126%
Frequencyquarterlyquarterly
Market cap$339.6B$8.1B
P/E ratio16.615.2

Higher yield

HSBC

3.73%

Safer dividend

KNSL

Grade A

Faster growth

KNSL

13.6%

Better value

KNSL

+126% upside

HSBC vs KNSL — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.