HSBC vs OTF: Which Is the Better Dividend Stock?
As of July 2026, HSBC and OTF are closely matched. OTF offers the higher yield at 13.86%, HSBC has the higher dividend-safety score, and OTF trades at the larger discount to fair value (+27%).
| Metric | HSBC | OTF |
|---|---|---|
| Forward yield | 3.73% | 13.86% |
| Annual dividend | $3.75 | $1.40 |
| Payout ratio | 62% | 146% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 281% | — |
| Dividend safety score | 70 (B) | — |
| Fair value estimate | $127.75 | $12.86 |
| Upside to fair value | +27% | +27% |
| Frequency | quarterly | monthly |
| Market cap | $339.6B | $4.7B |
| P/E ratio | 16.6 | 10.6 |
Higher yield
OTF
13.86%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
OTF
+27% upside
HSBC vs OTF — FAQ
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