HSBC vs PNC: Which Is the Better Dividend Stock?
As of September 2026, PNC (The PNC Financial Services Group, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. HSBC offers the higher yield at 3.50%, PNC has the higher dividend-safety score, and PNC trades at the larger discount to fair value (+38%).
| Metric | HSBC | PNC |
|---|---|---|
| Forward yield | 3.50% | 3.26% |
| Annual dividend | $3.75 | $8.00 |
| Payout ratio | 54% | 37% |
| Years of growth | 0 yr | 15 yr |
| 5-yr dividend growth | -13.8% | 7.5% |
| 5-yr total return | 310% | 26% |
| Dividend safety score | 72 (B) | 86 (A) |
| Fair value estimate | $136.26 | $338.49 |
| Upside to fair value | +27% | +38% |
| Frequency | quarterly | quarterly |
| Market cap | $366.9B | $98.0B |
| P/E ratio | 15.3 | 13.5 |
Higher yield
HSBC
3.50%
Safer dividend
PNC
Grade A
Faster growth
PNC
7.5%
Better value
PNC
+38% upside
HSBC vs PNC — FAQ
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