HSBC vs PNC: Which Is the Better Dividend Stock?
As of July 2026, PNC (The PNC Financial Services Group, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. HSBC offers the higher yield at 3.73%, PNC has the higher dividend-safety score, and PNC trades at the larger discount to fair value (+33%).
| Metric | HSBC | PNC |
|---|---|---|
| Forward yield | 3.73% | 3.16% |
| Annual dividend | $3.75 | $8.00 |
| Payout ratio | 62% | 37% |
| Years of growth | 0 yr | 15 yr |
| 5-yr dividend growth | -13.8% | 7.5% |
| 5-yr total return | 281% | 32% |
| Dividend safety score | 70 (B) | 85 (A) |
| Fair value estimate | $127.75 | $335.67 |
| Upside to fair value | +27% | +33% |
| Frequency | quarterly | quarterly |
| Market cap | $339.6B | $99.8B |
| P/E ratio | 16.6 | 13.9 |
Higher yield
HSBC
3.73%
Safer dividend
PNC
Grade A
Faster growth
PNC
7.5%
Better value
PNC
+33% upside
HSBC vs PNC — FAQ
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