SmarterDividends

HSBC vs RAND: Which Is the Better Dividend Stock?

As of September 2026, RAND (Rand Capital Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. RAND offers the higher yield at 10.86%, RAND has the higher dividend-safety score.

MetricHSBCRAND
Forward yield3.56%10.86%
Annual dividend$3.75$1.16
Payout ratio54%51%
Years of growth0 yr4 yr
5-yr dividend growth-13.8%-32.8%
5-yr total return303%-35%
Dividend safety score72 (B)80 (A)
Fair value estimate$136.26
Upside to fair value+29%
Frequencyquarterlyquarterly
Market cap$360.6B$31.3M
P/E ratio15.0

Higher yield

RAND

10.86%

Safer dividend

RAND

Grade A

Faster growth

HSBC

-13.8%

HSBC vs RAND — FAQ

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