SmarterDividends

HSBC vs RF-PF: Which Is the Better Dividend Stock?

As of July 2026, RF-PF (Regions Financial Corporation) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. RF-PF offers the higher yield at 6.86%, HSBC has the higher dividend-safety score, and RF-PF trades at the larger discount to fair value (+46%).

MetricHSBCRF-PF
Forward yield3.73%6.86%
Annual dividend$3.75$1.74
Payout ratio62%
Years of growth0 yr1 yr
5-yr dividend growth-13.8%
5-yr total return281%
Dividend safety score70 (B)67 (B)
Fair value estimate$127.75$36.86
Upside to fair value+27%+46%
Frequencyquarterlyquarterly
Market cap$339.6B
P/E ratio16.6

Higher yield

RF-PF

6.86%

Safer dividend

HSBC

Grade B

Faster growth

HSBC

-13.8%

Better value

RF-PF

+46% upside

HSBC vs RF-PF — FAQ

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