HSBC vs SCHW: Which Is the Better Dividend Stock?
As of July 2026, SCHW (The Charles Schwab Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.73%, SCHW has the higher dividend-safety score, and SCHW trades at the larger discount to fair value (+50%).
| Metric | HSBC | SCHW |
|---|---|---|
| Forward yield | 3.73% | 1.26% |
| Annual dividend | $3.75 | $1.28 |
| Payout ratio | 62% | 22% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | 8.4% |
| 5-yr total return | 281% | 39% |
| Dividend safety score | 70 (B) | 96 (A) |
| Fair value estimate | $127.75 | $151.83 |
| Upside to fair value | +27% | +50% |
| Frequency | quarterly | quarterly |
| Market cap | $339.6B | $178.3B |
| P/E ratio | 16.6 | 20.2 |
Higher yield
HSBC
3.73%
Safer dividend
SCHW
Grade A
Faster growth
SCHW
8.4%
Better value
SCHW
+50% upside
HSBC vs SCHW — FAQ
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