SmarterDividends

HSBC vs TRV: Which Is the Better Dividend Stock?

As of September 2026, TRV (The Travelers Companies, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.50%, TRV has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+27%).

MetricHSBCTRV
Forward yield3.50%1.35%
Annual dividend$3.75$5.00
Payout ratio54%12%
Years of growth0 yr20 yr
5-yr dividend growth-13.8%5.2%
5-yr total return310%143%
Dividend safety score72 (B)94 (A)
Fair value estimate$136.26$171.84
Upside to fair value+27%-53%
Frequencyquarterlyquarterly
Market cap$366.9B$77.0B
P/E ratio15.39.9

Higher yield

HSBC

3.50%

Safer dividend

TRV

Grade A

Faster growth

TRV

5.2%

Better value

HSBC

+27% upside

HSBC vs TRV — FAQ

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