HSBC vs TRV: Which Is the Better Dividend Stock?
As of July 2026, TRV (The Travelers Companies, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. HSBC offers the higher yield at 3.69%, TRV has the higher dividend-safety score, and TRV trades at the larger discount to fair value (+78%).
| Metric | HSBC | TRV |
|---|---|---|
| Forward yield | 3.69% | 1.33% |
| Annual dividend | $3.75 | $5.00 |
| Payout ratio | 62% | 12% |
| Years of growth | 0 yr | 20 yr |
| 5-yr dividend growth | -13.8% | 5.2% |
| 5-yr total return | 291% | 142% |
| Dividend safety score | 70 (B) | 94 (A) |
| Fair value estimate | $127.38 | $690.80 |
| Upside to fair value | +23% | +78% |
| Frequency | quarterly | quarterly |
| Market cap | $354.6B | $80.8B |
| P/E ratio | 16.8 | 10.4 |
Higher yield
HSBC
3.69%
Safer dividend
TRV
Grade A
Faster growth
TRV
5.2%
Better value
TRV
+78% upside
HSBC vs TRV — FAQ
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