HSBC vs UNTY: Which Is the Better Dividend Stock?
As of September 2026, UNTY (Unity Bancorp, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.57%, UNTY has the higher dividend-safety score, and UNTY trades at the larger discount to fair value (+49%).
| Metric | HSBC | UNTY |
|---|---|---|
| Forward yield | 3.57% | 1.16% |
| Annual dividend | $3.75 | $0.68 |
| Payout ratio | 54% | 11% |
| Years of growth | 0 yr | 12 yr |
| 5-yr dividend growth | -13.8% | 12.6% |
| 5-yr total return | 296% | 151% |
| Dividend safety score | 72 (B) | 80 (A) |
| Fair value estimate | $136.35 | $87.70 |
| Upside to fair value | +32% | +49% |
| Frequency | quarterly | quarterly |
| Market cap | $364.7B | $591.6M |
| P/E ratio | 15.0 | 10.2 |
Higher yield
HSBC
3.57%
Safer dividend
UNTY
Grade A
Faster growth
UNTY
12.6%
Better value
UNTY
+49% upside
HSBC vs UNTY — FAQ
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