HSBC vs WFC: Which Is the Better Dividend Stock?
As of July 2026, HSBC and WFC are closely matched. HSBC offers the higher yield at 3.62%, HSBC has the higher dividend-safety score, and WFC trades at the larger discount to fair value (+86%).
| Metric | HSBC | WFC |
|---|---|---|
| Forward yield | 3.62% | 2.30% |
| Annual dividend | $3.75 | $2.00 |
| Payout ratio | 62% | 26% |
| Years of growth | 0 yr | 4 yr |
| 5-yr dividend growth | -13.8% | 6.9% |
| 5-yr total return | 291% | 89% |
| Dividend safety score | 70 (B) | 68 (B) |
| Fair value estimate | $126.29 | $160.87 |
| Upside to fair value | +22% | +86% |
| Frequency | quarterly | quarterly |
| Market cap | $351.9B | $253.6B |
| P/E ratio | 17.2 | 12.6 |
Higher yield
HSBC
3.62%
Safer dividend
HSBC
Grade B
Faster growth
WFC
6.9%
Better value
WFC
+86% upside
HSBC vs WFC — FAQ
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