SmarterDividends

RCIAF vs TMUS: Which Is the Better Dividend Stock?

As of July 2026, TMUS (T-Mobile US, Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. RCIAF offers the higher yield at 3.91%, RCIAF has the higher dividend-safety score, and TMUS trades at the larger discount to fair value (+62%).

MetricRCIAFTMUS
Forward yield3.91%2.12%
Annual dividend$1.41$4.08
Payout ratio15%40%
Years of growth0 yr2 yr
5-yr dividend growth-0.0%
5-yr total return-29%40%
Dividend safety score80 (A)65 (C)
Fair value estimate$43.69$311.25
Upside to fair value+21%+62%
Frequencymonthlyquarterly
Market cap$19.5B$211.7B
P/E ratio3.920.4

Higher yield

RCIAF

3.91%

Safer dividend

RCIAF

Grade A

Faster growth

RCIAF

-0.0%

Better value

TMUS

+62% upside

RCIAF vs TMUS — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.