Enact Holdings, Inc.
ACTFinancial Services · Stock · quarterly payer
Forward Yield
1.95%
Annual Dividend
$0.96
Payout Ratio
18%
5-Yr Growth
—
Ex-Date
Aug 20, 2026
Frequency
Quarterly
Summary
As of September 2026, Enact Holdings, Inc. (ACT) yields 1.95% ($0.96 per share annually), with a blended fair-value estimate of $100.09 — +103% upside, so it screens as undervalued. Dividend safety grade: A (80/100). 3 years of dividend growth.
Is ACT a good dividend stock?
YesEnact Holdings, Inc. (ACT) pays a quarterly dividend yielding 1.95% ($0.96/yr), with 3 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (18%)
- 125% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 1.95%
- Payout Ratio
- 18%
- Annual Dividend
- $0.96
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Aug 20, 2026
- Years of Growth
- 3
- Frequency
- quarterly
- Beta
- 0.46
- Market Cap
- $6.8B
- P/E Ratio
- 10.4
- 5-Yr Total Return
- 125%
- 52-Week Range
- $34.64 – $50.56
- Dividend Safety
- A · 80/100
- Ever Cut?
- No
Frequently Asked Questions
ACT Price — Last 12 Months
Daily close
Price Return
1 Year
+29%
3 Years
+81%
5 Years
+125%
52-Week Range
$34.64 – $50.56
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is ACT worth?
Undervaluedlow confidenceOur blended fair-value estimate for Enact Holdings, Inc. is $100.09 per share, versus a market price of $49.27. That implies 103% of upside — a margin of safety of about 51%.
Fair Value
$100.09
Current Price
$49.27
Upside
+103%
Margin of Safety
51%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 8.2% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 8.2% stage-1 growth, 2.5% terminal growth, $4.74 EPS, $0.96 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
ACT Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 20, 2026 | — | $0.2400 | regular |
| May 28, 2026 | — | $0.2400 | regular |
| Feb 26, 2026 | — | $0.2100 | regular |
| Nov 21, 2025 | — | $0.2100 | regular |
| Aug 18, 2025 | — | $0.2100 | regular |
| May 19, 2025 | — | $0.2100 | regular |
| Feb 21, 2025 | — | $0.1850 | regular |
| Nov 18, 2024 | — | $0.1850 | regular |
| Aug 28, 2024 | — | $0.1850 | regular |
| May 29, 2024 | — | $0.1850 | regular |
| Feb 27, 2024 | — | $0.1600 | regular |
| Nov 15, 2023 | — | $0.8700 | regular |
| Aug 30, 2023 | — | $0.1600 | regular |
| May 30, 2023 | — | $0.1600 | regular |
Income Calculator
At $0.96 / yr per share
