ACT vs BAC: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. BAC offers the higher yield at 2.04%, BAC has the higher dividend-safety score, and ACT trades at the larger discount to fair value (+103%).
| Metric | ACT | BAC |
|---|---|---|
| Forward yield | 1.95% | 2.04% |
| Annual dividend | $0.96 | $1.28 |
| Payout ratio | 18% | 26% |
| Years of growth | 3 yr | 12 yr |
| 5-yr dividend growth | — | 8.4% |
| 5-yr total return | 125% | 48% |
| Dividend safety score | 80 (A) | 86 (A) |
| Fair value estimate | $100.09 | $90.46 |
| Upside to fair value | +103% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $6.8B | $438.3B |
| P/E ratio | 10.4 | 14.5 |
Higher yield
BAC
2.04%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
ACT
+103% upside
ACT vs BAC — FAQ
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