ACT vs HSBC: Which Is the Better Dividend Stock?
As of September 2026, ACT (Enact Holdings, Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HSBC offers the higher yield at 3.50%, ACT has the higher dividend-safety score, and ACT trades at the larger discount to fair value (+103%).
| Metric | ACT | HSBC |
|---|---|---|
| Forward yield | 1.95% | 3.50% |
| Annual dividend | $0.96 | $3.75 |
| Payout ratio | 18% | 54% |
| Years of growth | 3 yr | 0 yr |
| 5-yr dividend growth | — | -13.8% |
| 5-yr total return | 125% | 310% |
| Dividend safety score | 80 (A) | 72 (B) |
| Fair value estimate | $100.09 | $136.26 |
| Upside to fair value | +103% | +27% |
| Frequency | quarterly | quarterly |
| Market cap | $6.8B | $366.9B |
| P/E ratio | 10.4 | 15.3 |
Higher yield
HSBC
3.50%
Safer dividend
ACT
Grade A
Faster growth
HSBC
-13.8%
Better value
ACT
+103% upside
ACT vs HSBC — FAQ
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