Credicorp Ltd.
BAPFinancial Services · Stock · quarterly payer
Forward Yield
3.77%
Annual Dividend
$14.41
Payout Ratio
54%
5-Yr Growth
4.6%
Ex-Date
May 18, 2026
Frequency
Quarterly
Summary
As of September 2026, Credicorp Ltd. (BAP) yields 3.77% ($14.41 per share annually), with a blended fair-value estimate of $612.58 — +60% upside, so it screens as undervalued. Dividend safety grade: C (57/100). 1 years of dividend growth.
Is BAP a good dividend stock?
MixedCredicorp Ltd. (BAP) pays a quarterly dividend yielding 3.77% ($14.41/yr), with 1 year of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Comfortable payout ratio (54%)
- 245% total price return over 5 years
Risks
- Cut its dividend in 2021
Key Data
- Dividend Yield
- 3.77%
- Payout Ratio
- 54%
- Annual Dividend
- $14.41
- 5-Yr Avg Growth
- 4.6%
- Ex-Dividend Date
- May 18, 2026
- Years of Growth
- 1
- Frequency
- quarterly
- Beta
- 0.84
- Market Cap
- $30.4B
- P/E Ratio
- 14.2
- 5-Yr Total Return
- 245%
- 52-Week Range
- $230.45 – $413.25
- Dividend Safety
- C · 57/100
- Ever Cut?
- Yes (2021)
Frequently Asked Questions
BAP Price — Last 12 Months
Daily close
Price Return
1 Year
+44%
3 Years
+199%
5 Years
+245%
52-Week Range
$230.45 – $413.25
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is BAP worth?
Undervaluedmedium confidenceOur blended fair-value estimate for Credicorp Ltd. is $612.58 per share, versus a market price of $382.53. That implies 60% of upside — a margin of safety of about 38%.
Fair Value
$612.58
Current Price
$382.53
Upside
+60%
Margin of Safety
38%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 14.1% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.5% discount rate (CAPM), 14.1% stage-1 growth, 2.5% terminal growth, $27.01 EPS, $14.41 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
BAP Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 18, 2026 | — | $14.2760 | regular |
| May 18, 2026 | — | $1.4580 | regular |
| May 19, 2025 | — | $11.0110 | regular |
| Sep 23, 2024 | — | $2.9170 | regular |
| Sep 23, 2024 | — | $2.9020 | regular |
| May 17, 2024 | — | $9.2880 | regular |
| May 17, 2024 | — | $0.9390 | regular |
| May 18, 2023 | — | $6.7750 | regular |
| May 18, 2023 | — | $0.6790 | regular |
| May 19, 2022 | — | $3.9940 | regular |
| May 19, 2022 | — | $0.3980 | regular |
| Sep 14, 2021 | — | $1.2090 | regular |
| Sep 14, 2021 | — | $0.1220 | regular |
| Apr 9, 2020 | — | $8.8030 | regular |
Income Calculator
At $14.41 / yr per share
