Credicorp Ltd.
BAPFinancial Services · Stock · quarterly payer
Forward Yield
3.86%
Annual Dividend
$14.28
Payout Ratio
45%
5-Yr Growth
4.6%
Ex-Date
May 18, 2026
Frequency
Quarterly
Summary
As of June 2026, Credicorp Ltd. (BAP) yields 3.86% ($14.28 per share annually), with a blended fair-value estimate of $564.74 — +53% upside, so it screens as undervalued. Dividend safety grade: C (57/100). 1 years of dividend growth.
Is BAP a good dividend stock?
MixedCredicorp Ltd. (BAP) pays a quarterly dividend yielding 3.86% ($14.28/yr), with 1 year of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Comfortable payout ratio (45%)
- 205% total price return over 5 years
Risks
- Cut its dividend in 2021
Key Data
- Dividend Yield
- 3.86%
- Payout Ratio
- 45%
- Annual Dividend
- $14.28
- 5-Yr Avg Growth
- 4.6%
- Ex-Dividend Date
- May 18, 2026
- Years of Growth
- 1
- Frequency
- quarterly
- Beta
- 0.86
- Market Cap
- $29.4B
- P/E Ratio
- 14.1
- 5-Yr Total Return
- 205%
- 52-Week Range
- $213.75 – $380.20
- Dividend Safety
- C · 57/100
- Ever Cut?
- Yes (2021)
Frequently Asked Questions
BAP Price — Last 12 Months
Daily close
Price Return
1 Year
+65%
3 Years
+150%
5 Years
+205%
52-Week Range
$213.75 – $380.20
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is BAP worth?
Undervaluedmedium confidenceOur blended fair-value estimate for Credicorp Ltd. is $564.74 per share, versus a market price of $369.55. That implies 53% of upside — a margin of safety of about 35%.
Fair Value
$564.74
Current Price
$369.55
Upside
+53%
Margin of Safety
35%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 12.7% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.6% discount rate (CAPM), 12.7% stage-1 growth, 2.5% terminal growth, $26.13 EPS, $14.28 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
BAP Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 18, 2026 | — | $14.2760 | regular |
| May 18, 2026 | — | $1.4580 | regular |
| May 19, 2025 | — | $11.0110 | regular |
| Sep 23, 2024 | — | $2.9170 | regular |
| Sep 23, 2024 | — | $2.9020 | regular |
| May 17, 2024 | — | $9.2880 | regular |
| May 17, 2024 | — | $0.9390 | regular |
| May 18, 2023 | — | $6.7750 | regular |
| May 18, 2023 | — | $0.6790 | regular |
| May 19, 2022 | — | $3.9940 | regular |
| May 19, 2022 | — | $0.3980 | regular |
| Sep 14, 2021 | — | $1.2090 | regular |
| Sep 14, 2021 | — | $0.1220 | regular |
| Apr 9, 2020 | — | $8.8030 | regular |
Income Calculator
At $14.28 / yr per share
