BAC vs BAP: Which Is the Better Dividend Stock?
As of September 2026, BAC and BAP are closely matched. BAP offers the higher yield at 3.77%, BAC has the higher dividend-safety score, and BAP trades at the larger discount to fair value (+60%).
| Metric | BAC | BAP |
|---|---|---|
| Forward yield | 2.04% | 3.77% |
| Annual dividend | $1.28 | $14.41 |
| Payout ratio | 26% | 54% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 4.6% |
| 5-yr total return | 48% | 245% |
| Dividend safety score | 86 (A) | 57 (C) |
| Fair value estimate | $90.46 | $612.58 |
| Upside to fair value | +44% | +60% |
| Frequency | quarterly | quarterly |
| Market cap | $438.3B | $30.4B |
| P/E ratio | 14.5 | 14.2 |
Higher yield
BAP
3.77%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAP
+60% upside
BAC vs BAP — FAQ
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