SmarterDividends

BAC vs BAP: Which Is the Better Dividend Stock?

As of June 2026, BAC and BAP are closely matched. BAP offers the higher yield at 3.86%, BAC has the higher dividend-safety score, and BAP trades at the larger discount to fair value (+53%).

MetricBACBAP
Forward yield2.00%3.86%
Annual dividend$1.12$14.28
Payout ratio27%45%
Years of growth12 yr1 yr
5-yr dividend growth8.4%4.6%
5-yr total return36%205%
Dividend safety score86 (A)57 (C)
Fair value estimate$83.90$564.74
Upside to fair value+50%+53%
Frequencyquarterlyquarterly
Market cap$397.6B$29.4B
P/E ratio13.914.1

Higher yield

BAP

3.86%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAP

+53% upside

BAC vs BAP — FAQ

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