BayCom Corp
BCMLFinancial Services · Stock · quarterly payer
Forward Yield
3.66%
Annual Dividend
$1.20
Payout Ratio
43%
5-Yr Growth
—
Ex-Date
Jun 11, 2026
Frequency
Quarterly
Summary
As of July 2026, BayCom Corp (BCML) yields 3.66% ($1.20 per share annually), with a blended fair-value estimate of $53.48 — +69% upside, so it screens as undervalued. Dividend safety grade: B (70/100). 3 years of dividend growth.
Is BCML a good dividend stock?
Yes, with caveatsBayCom Corp (BCML) pays a quarterly dividend yielding 3.66% ($1.20/yr), with 3 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (43%)
- 83% total price return over 5 years
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 3.66%
- Payout Ratio
- 43%
- Annual Dividend
- $1.20
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Jun 11, 2026
- Years of Growth
- 3
- Frequency
- quarterly
- Beta
- 0.28
- Market Cap
- $345.8M
- P/E Ratio
- 13.6
- 5-Yr Total Return
- 83%
- 52-Week Range
- $26.31 – $34.98
- Dividend Safety
- B · 70/100
- Ever Cut?
- No
Frequently Asked Questions
BCML Price — Last 12 Months
Daily close
Price Return
1 Year
+5%
3 Years
+65%
5 Years
+83%
52-Week Range
$26.31 – $34.98
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is BCML worth?
Undervaluedmedium confidenceOur blended fair-value estimate for BayCom Corp is $53.48 per share, versus a market price of $31.70. That implies 69% of upside — a margin of safety of about 41%.
Fair Value
$53.48
Current Price
$31.70
Upside
+69%
Margin of Safety
41%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 11.8% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 11.8% stage-1 growth, 2.5% terminal growth, $2.33 EPS, $1.20 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
BCML Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 11, 2026 | — | $0.3000 | regular |
| Mar 12, 2026 | — | $0.3000 | regular |
| Dec 11, 2025 | — | $0.3000 | regular |
| Sep 11, 2025 | — | $0.2500 | regular |
| Jun 12, 2025 | — | $0.2000 | regular |
| Mar 13, 2025 | — | $0.1500 | regular |
| Dec 12, 2024 | — | $0.1500 | regular |
| Sep 19, 2024 | — | $0.1000 | regular |
| Jun 13, 2024 | — | $0.1000 | regular |
| Mar 14, 2024 | — | $0.1000 | regular |
| Dec 13, 2023 | — | $0.1000 | regular |
| Sep 14, 2023 | — | $0.1000 | regular |
| Jun 15, 2023 | — | $0.1000 | regular |
| Mar 9, 2023 | — | $0.1000 | regular |
Income Calculator
At $1.20 / yr per share
