BAC vs BCML: Which Is the Better Dividend Stock?
As of July 2026, BCML (BayCom Corp) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. BCML offers the higher yield at 3.66%, BAC has the higher dividend-safety score, and BCML trades at the larger discount to fair value (+69%).
| Metric | BAC | BCML |
|---|---|---|
| Forward yield | 1.83% | 3.66% |
| Annual dividend | $1.12 | $1.20 |
| Payout ratio | 26% | 43% |
| Years of growth | 12 yr | 3 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 49% | 83% |
| Dividend safety score | 85 (A) | 70 (B) |
| Fair value estimate | $101.43 | $53.48 |
| Upside to fair value | +63% | +69% |
| Frequency | quarterly | quarterly |
| Market cap | $435.5B | $345.8M |
| P/E ratio | 14.3 | 13.6 |
Higher yield
BCML
3.66%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BCML
+69% upside
BAC vs BCML — FAQ
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