SmarterDividends
COF

Capital One Financial Corporation

COF

Financial Services · Stock · quarterly payer

Forward Yield

1.75%

Annual Dividend

$3.20

Payout Ratio

86%

5-Yr Growth

19.1%

Ex-Date

May 19, 2026

Frequency

Quarterly

COF Dividend Safety Score

61/ 100
Grade C

Borderline

Dividend-growth streak5 consecutive years of growth
Cut historyCut its dividend in 2020
Earnings payout coverage86% of earnings paid out
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is COF a good dividend stock?

Yes, with caveats

Capital One Financial Corporation (COF) pays a quarterly dividend yielding 1.75% ($3.20/yr), with 5 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Strong 19.1% 5-yr dividend growth

Risks

  • Cut its dividend in 2020
  • Elevated payout ratio (86%)

Key Data

Dividend Yield
1.75%
Payout Ratio
86%
Annual Dividend
$3.20
5-Yr Avg Growth
19.1%
Ex-Dividend Date
May 19, 2026
Years of Growth
5
Frequency
quarterly
Beta
1.04
Market Cap
$114.0B
P/E Ratio
56.5
5-Yr Total Return
19%
52-Week Range
$174.98 – $259.64
Dividend Safety
C · 61/100
Ever Cut?
Yes (2020)
COF ex-dividend date & scheduleNext ex-date May 19, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $3.20 / yr per share

Per payment (quarterly)$80.00
Annual$320.00
Monthly avg$26.67