COF vs MA: Which Is the Better Dividend Stock?
As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. COF offers the higher yield at 1.54%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+3%).
| Metric | COF | MA |
|---|---|---|
| Forward yield | 1.54% | 0.64% |
| Annual dividend | $3.20 | $3.48 |
| Payout ratio | 86% | 18% |
| Years of growth | 1 yr | 14 yr |
| 5-yr dividend growth | 21.1% | 13.7% |
| 5-yr total return | 25% | 57% |
| Dividend safety score | 65 (C) | 89 (A) |
| Fair value estimate | $90.61 | $558.71 |
| Upside to fair value | -56% | +3% |
| Frequency | quarterly | quarterly |
| Market cap | $127.4B | $483.7B |
| P/E ratio | 64.0 | 31.4 |
Higher yield
COF
1.54%
Safer dividend
MA
Grade A
Faster growth
COF
21.1%
Better value
MA
+3% upside
COF vs MA — FAQ
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