Employers Holdings, Inc.
EIGFinancial Services · Stock · quarterly payer
Forward Yield
2.74%
Annual Dividend
$1.36
Payout Ratio
165%
5-Yr Growth
4.7%
Ex-Date
Aug 12, 2026
Frequency
Quarterly
Summary
As of September 2026, Employers Holdings, Inc. (EIG) yields 2.74% ($1.36 per share annually), with a blended fair-value estimate of $85.18 — +72% upside, so it screens as undervalued. Dividend safety grade: A (83/100). 4 years of dividend growth.
Is EIG a good dividend stock?
YesEmployers Holdings, Inc. (EIG) pays a quarterly dividend yielding 2.74% ($1.36/yr), with 4 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Top-tier dividend safety score
Risks
- Elevated payout ratio (165%)
Key Data
- Dividend Yield
- 2.74%
- Payout Ratio
- 165%
- Annual Dividend
- $1.36
- 5-Yr Avg Growth
- 4.7%
- Ex-Dividend Date
- Aug 12, 2026
- Years of Growth
- 4
- Frequency
- quarterly
- Beta
- 0.48
- Market Cap
- $891.7M
- P/E Ratio
- 62.8
- 5-Yr Total Return
- 26%
- 52-Week Range
- $35.73 – $52.59
- Dividend Safety
- A · 83/100
- Ever Cut?
- No
Frequently Asked Questions
EIG Price — Last 12 Months
Daily close
Price Return
1 Year
+17%
3 Years
+24%
5 Years
+26%
52-Week Range
$35.73 – $52.59
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is EIG worth?
Undervaluedlow confidenceOur blended fair-value estimate for Employers Holdings, Inc. is $85.18 per share, versus a market price of $49.65. That implies 72% of upside — a margin of safety of about 42%.
Fair Value
$85.18
Current Price
$49.65
Upside
+72%
Margin of Safety
42%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -4.5% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $0.79 EPS, $1.36 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
EIG Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 12, 2026 | — | $0.3400 | regular |
| May 13, 2026 | — | $0.3400 | regular |
| Mar 4, 2026 | — | $0.3200 | regular |
| Nov 12, 2025 | — | $0.3200 | regular |
| Aug 13, 2025 | — | $0.3200 | regular |
| May 14, 2025 | — | $0.3200 | regular |
| Mar 5, 2025 | — | $0.3000 | regular |
| Nov 13, 2024 | — | $0.3000 | regular |
| Aug 14, 2024 | — | $0.3000 | regular |
| May 7, 2024 | — | $0.3000 | regular |
| Feb 27, 2024 | — | $0.2800 | regular |
| Nov 7, 2023 | — | $0.2800 | regular |
| Aug 8, 2023 | — | $0.2800 | regular |
| May 9, 2023 | — | $0.2800 | regular |
Income Calculator
At $1.36 / yr per share
