SmarterDividends

BAC vs EIG: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. EIG offers the higher yield at 2.63%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+63%).

MetricBACEIG
Forward yield1.83%2.63%
Annual dividend$1.12$1.30
Payout ratio26%278%
Years of growth12 yr4 yr
5-yr dividend growth8.4%4.7%
5-yr total return49%21%
Dividend safety score85 (A)82 (A)
Fair value estimate$101.43$39.41
Upside to fair value+63%-21%
Frequencyquarterlyquarterly
Market cap$435.5B$908.3M
P/E ratio14.3108.2

Higher yield

EIG

2.63%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+63% upside

BAC vs EIG — FAQ

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