F.N.B. Corporation
FNBFinancial Services · Stock · quarterly payer
Forward Yield
2.79%
Annual Dividend
$0.52
Payout Ratio
29%
5-Yr Growth
0.0%
Ex-Date
Sep 1, 2026
Frequency
Quarterly
Summary
As of September 2026, F.N.B. Corporation (FNB) yields 2.79% ($0.52 per share annually), with a blended fair-value estimate of $26.76 — +43% upside, so it screens as undervalued. Dividend safety grade: A (89/100).
Is FNB a good dividend stock?
YesF.N.B. Corporation (FNB) pays a quarterly dividend yielding 2.79% ($0.52/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Comfortable payout ratio (29%)
- 61% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2009
Key Data
- Dividend Yield
- 2.79%
- Payout Ratio
- 29%
- Annual Dividend
- $0.52
- 5-Yr Avg Growth
- 0.0%
- Ex-Dividend Date
- Sep 1, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.86
- Market Cap
- $6.6B
- P/E Ratio
- 11.1
- 5-Yr Total Return
- 61%
- 52-Week Range
- $14.46 – $19.59
- Dividend Safety
- A · 89/100
- Ever Cut?
- Yes (2009)
Frequently Asked Questions
FNB Price — Last 12 Months
Daily close
Price Return
1 Year
+16%
3 Years
+73%
5 Years
+61%
52-Week Range
$14.46 – $19.59
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is FNB worth?
Undervaluedlow confidenceOur blended fair-value estimate for F.N.B. Corporation is $26.76 per share, versus a market price of $18.67. That implies 43% of upside — a margin of safety of about 30%.
Fair Value
$26.76
Current Price
$18.67
Upside
+43%
Margin of Safety
30%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 10.1% annual free-cash-flow growth. We model 12.7% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.6% discount rate (CAPM), 12.7% stage-1 growth, 2.5% terminal growth, $1.68 EPS, $0.52 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
FNB Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Sep 1, 2026 | — | $0.1300 | regular |
| Jun 1, 2026 | — | $0.1300 | regular |
| Mar 2, 2026 | — | $0.1200 | regular |
| Dec 1, 2025 | — | $0.1200 | regular |
| Sep 2, 2025 | — | $0.1200 | regular |
| Jun 2, 2025 | — | $0.1200 | regular |
| Mar 3, 2025 | — | $0.1200 | regular |
| Dec 2, 2024 | — | $0.1200 | regular |
| Sep 5, 2024 | — | $0.1200 | regular |
| Jun 6, 2024 | — | $0.1200 | regular |
| Mar 5, 2024 | — | $0.1200 | regular |
| Dec 4, 2023 | — | $0.1200 | regular |
| Sep 1, 2023 | — | $0.1200 | regular |
| Jun 1, 2023 | — | $0.1200 | regular |
Income Calculator
At $0.52 / yr per share
