BAC vs FNB: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. FNB offers the higher yield at 2.79%, FNB has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+44%).
| Metric | BAC | FNB |
|---|---|---|
| Forward yield | 2.04% | 2.79% |
| Annual dividend | $1.28 | $0.52 |
| Payout ratio | 26% | 29% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 0.0% |
| 5-yr total return | 48% | 61% |
| Dividend safety score | 86 (A) | 89 (A) |
| Fair value estimate | $90.46 | $26.76 |
| Upside to fair value | +44% | +43% |
| Frequency | quarterly | quarterly |
| Market cap | $438.3B | $6.6B |
| P/E ratio | 14.5 | 11.1 |
Higher yield
FNB
2.79%
Safer dividend
FNB
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+44% upside
BAC vs FNB — FAQ
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