Northeast Community Bancorp, Inc.
NECBFinancial Services · Stock · quarterly payer
Forward Yield
3.80%
Annual Dividend
$1.00
Payout Ratio
27%
5-Yr Growth
53.4%
Ex-Date
Jul 7, 2026
Frequency
Quarterly
Summary
As of August 2026, Northeast Community Bancorp, Inc. (NECB) yields 3.80% ($1.00 per share annually), with a blended fair-value estimate of $21.13 — -20% downside, so it screens as overvalued. Dividend safety grade: A (89/100). 2 years of dividend growth.
Is NECB a good dividend stock?
YesNortheast Community Bancorp, Inc. (NECB) pays a quarterly dividend yielding 3.80% ($1.00/yr), with 2 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (27%)
- Strong 53.4% 5-yr dividend growth
- 142% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 3.80%
- Payout Ratio
- 27%
- Annual Dividend
- $1.00
- 5-Yr Avg Growth
- 53.4%
- Ex-Dividend Date
- Jul 7, 2026
- Years of Growth
- 2
- Frequency
- quarterly
- Beta
- 0.36
- Market Cap
- $362.5M
- P/E Ratio
- 8.5
- 5-Yr Total Return
- 142%
- 52-Week Range
- —
- Dividend Safety
- A · 89/100
- Ever Cut?
- No
Frequently Asked Questions
NECB Price — Last 12 Months
Daily close
Price Return
1 Year
+28%
3 Years
+79%
5 Years
+142%
52-Week Range
—
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is NECB worth?
Overvaluedmedium confidenceOur blended fair-value estimate for Northeast Community Bancorp, Inc. is $21.13 per share, versus a market price of $26.37. That implies 20% of downside.
Fair Value
$21.13
Current Price
$26.37
Downside
-20%
Margin of Safety
-25%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 7.0% discount rate (CAPM), -3.7% stage-1 growth, 2.5% terminal growth, $3.11 EPS, $1.00 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
NECB Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jul 7, 2026 | — | $0.2500 | regular |
| Apr 6, 2026 | — | $0.2000 | regular |
| Jan 5, 2026 | — | $0.2000 | regular |
| Oct 3, 2025 | — | $0.2000 | regular |
| Sep 8, 2025 | — | $0.2000 | regular |
| Jul 7, 2025 | — | $0.2000 | regular |
| Apr 7, 2025 | — | $0.2000 | regular |
| Jan 3, 2025 | — | $0.1500 | regular |
| Oct 4, 2024 | — | $0.3000 | regular |
| Jul 5, 2024 | — | $0.1000 | regular |
| Apr 4, 2024 | — | $0.1000 | regular |
| Jan 2, 2024 | — | $0.0600 | regular |
| Oct 5, 2023 | — | $0.0600 | regular |
| Jul 3, 2023 | — | $0.0600 | regular |
Income Calculator
At $1.00 / yr per share
