BAC vs NECB: Which Is the Better Dividend Stock?
As of August 2026, BAC and NECB are closely matched. NECB offers the higher yield at 3.80%, NECB has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+25%).
| Metric | BAC | NECB |
|---|---|---|
| Forward yield | 2.05% | 3.80% |
| Annual dividend | $1.28 | $1.00 |
| Payout ratio | 26% | 27% |
| Years of growth | 12 yr | 2 yr |
| 5-yr dividend growth | 8.4% | 53.4% |
| 5-yr total return | 45% | 142% |
| Dividend safety score | 83 (A) | 89 (A) |
| Fair value estimate | $77.08 | $21.13 |
| Upside to fair value | +25% | -20% |
| Frequency | quarterly | quarterly |
| Market cap | $435.2B | $362.5M |
| P/E ratio | 14.4 | 8.5 |
Higher yield
NECB
3.80%
Safer dividend
NECB
Grade A
Faster growth
NECB
53.4%
Better value
BAC
+25% upside
BAC vs NECB — FAQ
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