United Fire Group, Inc.
UFCSFinancial Services · Stock · quarterly payer
Forward Yield
1.62%
Annual Dividend
$0.80
Payout Ratio
14%
5-Yr Growth
-10.9%
Ex-Date
Jun 5, 2026
Frequency
Quarterly
Summary
As of July 2026, United Fire Group, Inc. (UFCS) yields 1.62% ($0.80 per share annually), with a blended fair-value estimate of $27.49 — -46% downside, so it screens as overvalued. Dividend safety grade: B (73/100).
Is UFCS a good dividend stock?
Yes, with caveatsUnited Fire Group, Inc. (UFCS) pays a quarterly dividend yielding 1.62% ($0.80/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (14%)
- 98% total price return over 5 years
Risks
- Cut its dividend in 2021
- Dividend has been shrinking, not growing
Key Data
- Dividend Yield
- 1.62%
- Payout Ratio
- 14%
- Annual Dividend
- $0.80
- 5-Yr Avg Growth
- -10.9%
- Ex-Dividend Date
- Jun 5, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.50
- Market Cap
- $1.3B
- P/E Ratio
- 10.0
- 5-Yr Total Return
- 98%
- 52-Week Range
- $25.79 – $54.42
- Dividend Safety
- B · 73/100
- Ever Cut?
- Yes (2021)
Frequently Asked Questions
UFCS Price — Last 12 Months
Daily close
Price Return
1 Year
+67%
3 Years
+160%
5 Years
+98%
52-Week Range
$25.79 – $54.42
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is UFCS worth?
Overvaluedlow confidenceOur blended fair-value estimate for United Fire Group, Inc. is $27.49 per share, versus a market price of $51.33. That implies 46% of downside.
Fair Value
$27.49
Current Price
$51.33
Downside
-46%
Margin of Safety
-87%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $5.14 EPS, $0.80 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
UFCS Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 5, 2026 | — | $0.2000 | regular |
| Dec 5, 2025 | — | $0.1600 | regular |
| Aug 29, 2025 | — | $0.1600 | regular |
| Jun 6, 2025 | — | $0.1600 | regular |
| Mar 7, 2025 | — | $0.1600 | regular |
| Nov 29, 2024 | — | $0.1600 | regular |
| Aug 30, 2024 | — | $0.1600 | regular |
| May 31, 2024 | — | $0.1600 | regular |
| Mar 7, 2024 | — | $0.1600 | regular |
| Nov 30, 2023 | — | $0.1600 | regular |
| Aug 31, 2023 | — | $0.1600 | regular |
| Jun 1, 2023 | — | $0.1600 | regular |
| Mar 9, 2023 | — | $0.1600 | regular |
| Dec 1, 2022 | — | $0.1600 | regular |
Income Calculator
At $0.80 / yr per share
