SmarterDividends

MA vs UFCS: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. UFCS offers the higher yield at 1.62%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+4%).

MetricMAUFCS
Forward yield0.66%1.62%
Annual dividend$3.48$0.80
Payout ratio18%14%
Years of growth14 yr0 yr
5-yr dividend growth13.7%-10.9%
5-yr total return56%98%
Dividend safety score89 (A)73 (B)
Fair value estimate$558.71$27.49
Upside to fair value+4%-46%
Frequencyquarterlyquarterly
Market cap$476.8B$1.3B
P/E ratio31.210.0

Higher yield

UFCS

1.62%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

MA

+4% upside

MA vs UFCS — FAQ

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