Question 1

Is YRD a good dividend stock?

Accepted Answer

Higher risk. Yiren Digital Ltd. (YRD) pays a semiannual dividend yielding 27.16% ($0.44/yr), with 1 year of growth and a dividend-safety grade of D. Treat the dividend with caution — recent cuts, a stretched payout or a falling price raise the risk.

Question 2

Is YRD's dividend safe?

Accepted Answer

YRD has a dividend-safety grade of D (40/100), based on its payout coverage, free-cash-flow, 1-year growth streak, a dividend cut in 2024, debt and yield-versus-history.

Question 3

Is YRD a buy, hold, or sell?

Accepted Answer

We don't issue formal ratings, but on the data YRD screens as "higher risk". Yiren Digital Ltd. (YRD) pays a semiannual dividend yielding 27.16% ($0.44/yr), with 1 year of growth and a dividend-safety grade of D. Treat the dividend with caution — recent cuts, a stretched payout or a falling price raise the risk. This is research for your own analysis, not investment advice.

Question 4

Will YRD cut its dividend?

Accepted Answer

YRD earns a dividend-safety grade of D (40/100), and has cut its dividend before (last in 2024). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Question 5

Does YRD pay a dividend?

Accepted Answer

Yes. Yiren Digital Ltd. pays a semiannual dividend of about $0.44 per share annually, a forward yield of roughly 27.16%.

Question 6

What is YRD's dividend yield?

Accepted Answer

YRD's forward dividend yield is approximately 27.16% based on a $1.25 share price.

Question 7

What is YRD's dividend per share?

Accepted Answer

YRD pays about $0.44 per share per year, distributed on a semiannual basis.

Question 8

What is YRD's dividend payout ratio?

Accepted Answer

YRD's payout ratio is about 507% of earnings — an elevated level worth watching, as it leaves less cushion if earnings dip.

Question 9

How many years has YRD grown its dividend?

Accepted Answer

YRD has increased its dividend for about 1 consecutive years.

Question 10

When is the next YRD ex-dividend date?

Accepted Answer

The next ex-dividend date on record is Sep 30, 2025.

Ex-Date	Pay Date	Amount	Type
Apr 30, 2025	—	$0.2200	regular
Sep 30, 2024	—	$0.2000	regular
Apr 27, 2018	—	$0.2800	regular
Sep 28, 2017	—	$1.5000	regular

Yiren Digital Ltd.

Is YRD a good dividend stock?

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