MA vs YRD: Which Is the Better Dividend Stock?
As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 6 head-to-head metrics. YRD offers the higher yield at 27.16%, MA has the higher dividend-safety score.
| Metric | MA | YRD |
|---|---|---|
| Forward yield | 0.64% | 27.16% |
| Annual dividend | $3.48 | $0.44 |
| Payout ratio | 18% | 507% |
| Years of growth | 14 yr | 1 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 57% | -63% |
| Dividend safety score | 89 (A) | 40 (D) |
| Fair value estimate | $558.71 | — |
| Upside to fair value | +3% | — |
| Frequency | quarterly | semiannual |
| Market cap | $483.7B | $109.4M |
| P/E ratio | 31.4 | — |
Higher yield
YRD
27.16%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
MA vs YRD — FAQ
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