HSBC vs YRD: Which Is the Better Dividend Stock?
As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. YRD offers the higher yield at 27.16%, HSBC has the higher dividend-safety score.
| Metric | HSBC | YRD |
|---|---|---|
| Forward yield | 3.73% | 27.16% |
| Annual dividend | $3.75 | $0.44 |
| Payout ratio | 62% | 507% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 281% | -63% |
| Dividend safety score | 70 (B) | 40 (D) |
| Fair value estimate | $127.75 | — |
| Upside to fair value | +27% | — |
| Frequency | quarterly | semiannual |
| Market cap | $339.6B | $109.4M |
| P/E ratio | 16.6 | — |
Higher yield
YRD
27.16%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
HSBC vs YRD — FAQ
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