SmarterDividends

AIO vs BAC: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. AIO offers the higher yield at 8.66%, BAC has the higher dividend-safety score, and AIO trades at the larger discount to fair value (+88%).

MetricAIOBAC
Forward yield8.66%2.04%
Annual dividend$2.16$1.28
Payout ratio42%26%
Years of growth0 yr12 yr
5-yr dividend growth6.8%8.4%
5-yr total return-8%49%
Dividend safety score80 (A)85 (A)
Fair value estimate$48.14$102.38
Upside to fair value+88%+65%
Frequencymonthlyquarterly
Market cap$838.9M$428.6B
P/E ratio5.814.5

Higher yield

AIO

8.66%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

AIO

+88% upside

AIO vs BAC — FAQ

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