SmarterDividends

AIO vs BAC: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. AIO offers the higher yield at 8.49%, BAC has the higher dividend-safety score, and AIO trades at the larger discount to fair value (+89%).

MetricAIOBAC
Forward yield8.49%2.04%
Annual dividend$2.16$1.28
Payout ratio42%26%
Years of growth0 yr12 yr
5-yr dividend growth6.8%8.4%
5-yr total return-5%48%
Dividend safety score82 (A)86 (A)
Fair value estimate$48.14$91.51
Upside to fair value+89%+46%
Frequencymonthlyquarterly
Market cap$875.8M$438.4B
P/E ratio5.914.5

Higher yield

AIO

8.49%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

AIO

+89% upside

AIO vs BAC — FAQ

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