SmarterDividends

AIO vs MA: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. AIO offers the higher yield at 8.66%, MA has the higher dividend-safety score, and AIO trades at the larger discount to fair value (+88%).

MetricAIOMA
Forward yield8.66%0.62%
Annual dividend$2.16$3.48
Payout ratio42%18%
Years of growth0 yr14 yr
5-yr dividend growth6.8%13.7%
5-yr total return-8%56%
Dividend safety score80 (A)89 (A)
Fair value estimate$48.14$558.11
Upside to fair value+88%+3%
Frequencymonthlyquarterly
Market cap$838.9M$497.7B
P/E ratio5.832.6

Higher yield

AIO

8.66%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

AIO

+88% upside

AIO vs MA — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.