SmarterDividends

ATLO vs HBCYF: Which Is the Better Dividend Stock?

As of September 2026, ATLO (Ames National Corporation) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. HBCYF offers the higher yield at 3.51%, ATLO has the higher dividend-safety score, and ATLO trades at the larger discount to fair value (+72%).

MetricATLOHBCYF
Forward yield2.95%3.51%
Annual dividend$0.96$0.75
Payout ratio34%54%
Years of growth0 yr0 yr
5-yr dividend growth-4.2%
5-yr total return40%305%
Dividend safety score64 (C)56 (C)
Fair value estimate$55.93$26.71
Upside to fair value+72%+25%
Frequencyquarterlyquarterly
Market cap$286.1M$377.9B
P/E ratio12.515.8

Higher yield

HBCYF

3.51%

Safer dividend

ATLO

Grade C

Faster growth

ATLO

-4.2%

Better value

ATLO

+72% upside

ATLO vs HBCYF — FAQ

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