SmarterDividends

BAC vs BIT: Which Is the Better Dividend Stock?

As of June 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BIT offers the higher yield at 11.81%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+50%).

MetricBACBIT
Forward yield2.00%11.81%
Annual dividend$1.12$1.48
Payout ratio27%138%
Years of growth12 yr1 yr
5-yr dividend growth8.4%0.0%
5-yr total return36%-33%
Dividend safety score86 (A)79 (B)
Fair value estimate$83.90$16.25
Upside to fair value+50%+29%
Frequencyquarterlymonthly
Market cap$397.6B$717.3M
P/E ratio13.911.9

Higher yield

BIT

11.81%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+50% upside

BAC vs BIT — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.