BAC vs BIT: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BIT offers the higher yield at 12.18%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+65%).
| Metric | BAC | BIT |
|---|---|---|
| Forward yield | 2.04% | 12.18% |
| Annual dividend | $1.28 | $1.48 |
| Payout ratio | 26% | 138% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 0.2% |
| 5-yr total return | 49% | -35% |
| Dividend safety score | 85 (A) | 76 (B) |
| Fair value estimate | $102.38 | $16.25 |
| Upside to fair value | +65% | +33% |
| Frequency | quarterly | monthly |
| Market cap | $428.6B | $691.6M |
| P/E ratio | 14.5 | 11.5 |
Higher yield
BIT
12.18%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+65% upside
BAC vs BIT — FAQ
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