SmarterDividends

BIT vs MA: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BIT offers the higher yield at 12.18%, MA has the higher dividend-safety score, and BIT trades at the larger discount to fair value (+33%).

MetricBITMA
Forward yield12.18%0.62%
Annual dividend$1.48$3.48
Payout ratio138%18%
Years of growth1 yr14 yr
5-yr dividend growth0.2%13.7%
5-yr total return-35%56%
Dividend safety score76 (B)89 (A)
Fair value estimate$16.25$558.11
Upside to fair value+33%+3%
Frequencymonthlyquarterly
Market cap$691.6M$497.7B
P/E ratio11.532.6

Higher yield

BIT

12.18%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

BIT

+33% upside

BIT vs MA — FAQ

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