BAC vs BY: Which Is the Better Dividend Stock?
As of September 2026, BAC and BY are closely matched. BAC offers the higher yield at 2.04%, BAC has the higher dividend-safety score, and BY trades at the larger discount to fair value (+62%).
| Metric | BAC | BY |
|---|---|---|
| Forward yield | 2.04% | 1.44% |
| Annual dividend | $1.28 | $0.56 |
| Payout ratio | 26% | 13% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 27.2% |
| 5-yr total return | 48% | 58% |
| Dividend safety score | 86 (A) | 82 (A) |
| Fair value estimate | $90.46 | $62.94 |
| Upside to fair value | +44% | +62% |
| Frequency | quarterly | quarterly |
| Market cap | $438.3B | $1.8B |
| P/E ratio | 14.5 | 11.7 |
Higher yield
BAC
2.04%
Safer dividend
BAC
Grade A
Faster growth
BY
27.2%
Better value
BY
+62% upside
BAC vs BY — FAQ
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