BY vs HSBC: Which Is the Better Dividend Stock?
As of September 2026, BY (Byline Bancorp, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.50%, BY has the higher dividend-safety score, and BY trades at the larger discount to fair value (+62%).
| Metric | BY | HSBC |
|---|---|---|
| Forward yield | 1.44% | 3.50% |
| Annual dividend | $0.56 | $3.75 |
| Payout ratio | 13% | 54% |
| Years of growth | 1 yr | 0 yr |
| 5-yr dividend growth | 27.2% | -13.8% |
| 5-yr total return | 58% | 310% |
| Dividend safety score | 82 (A) | 72 (B) |
| Fair value estimate | $62.94 | $136.26 |
| Upside to fair value | +62% | +27% |
| Frequency | quarterly | quarterly |
| Market cap | $1.8B | $366.9B |
| P/E ratio | 11.7 | 15.3 |
Higher yield
HSBC
3.50%
Safer dividend
BY
Grade A
Faster growth
BY
27.2%
Better value
BY
+62% upside
BY vs HSBC — FAQ
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