BAC vs CFR: Which Is the Better Dividend Stock?
As of July 2026, BAC and CFR are closely matched. CFR offers the higher yield at 2.47%, CFR has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+65%).
| Metric | BAC | CFR |
|---|---|---|
| Forward yield | 2.04% | 2.47% |
| Annual dividend | $1.28 | $4.12 |
| Payout ratio | 26% | 39% |
| Years of growth | 12 yr | 31 yr |
| 5-yr dividend growth | 8.4% | 6.7% |
| 5-yr total return | 49% | 44% |
| Dividend safety score | 85 (A) | 95 (A) |
| Fair value estimate | $102.38 | $203.63 |
| Upside to fair value | +65% | +24% |
| Frequency | quarterly | quarterly |
| Market cap | $428.6B | $10.5B |
| P/E ratio | 14.5 | 16.3 |
Higher yield
CFR
2.47%
Safer dividend
CFR
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+65% upside
BAC vs CFR — FAQ
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