BAC vs CFR: Which Is the Better Dividend Stock?
As of June 2026, BAC and CFR are closely matched. CFR offers the higher yield at 2.78%, CFR has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+50%).
| Metric | BAC | CFR |
|---|---|---|
| Forward yield | 2.00% | 2.78% |
| Annual dividend | $1.12 | $4.12 |
| Payout ratio | 27% | 39% |
| Years of growth | 12 yr | 31 yr |
| 5-yr dividend growth | 8.4% | 7.1% |
| 5-yr total return | 36% | 32% |
| Dividend safety score | 86 (A) | 95 (A) |
| Fair value estimate | $83.90 | $193.31 |
| Upside to fair value | +50% | +31% |
| Frequency | quarterly | quarterly |
| Market cap | $397.6B | $9.3B |
| P/E ratio | 13.9 | 14.4 |
Higher yield
CFR
2.78%
Safer dividend
CFR
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+50% upside
BAC vs CFR — FAQ
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