CFR vs MA: Which Is the Better Dividend Stock?
As of September 2026, CFR (Cullen/Frost Bankers, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CFR offers the higher yield at 2.53%, CFR has the higher dividend-safety score, and CFR trades at the larger discount to fair value (+44%).
| Metric | CFR | MA |
|---|---|---|
| Forward yield | 2.53% | 0.61% |
| Annual dividend | $4.12 | $3.48 |
| Payout ratio | 38% | 18% |
| Years of growth | 31 yr | 14 yr |
| 5-yr dividend growth | 6.7% | 13.7% |
| 5-yr total return | 37% | 64% |
| Dividend safety score | 94 (A) | 88 (A) |
| Fair value estimate | $234.62 | $573.72 |
| Upside to fair value | +44% | +1% |
| Frequency | quarterly | quarterly |
| Market cap | $10.1B | $498.6B |
| P/E ratio | 15.4 | 31.3 |
Higher yield
CFR
2.53%
Safer dividend
CFR
Grade A
Faster growth
MA
13.7%
Better value
CFR
+44% upside
CFR vs MA — FAQ
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