BAC vs CPF: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CPF offers the higher yield at 3.19%, BAC has the higher dividend-safety score, and CPF trades at the larger discount to fair value (+154%).
| Metric | BAC | CPF |
|---|---|---|
| Forward yield | 2.22% | 3.19% |
| Annual dividend | $1.28 | $1.20 |
| Payout ratio | 26% | 36% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 3.4% |
| 5-yr total return | 21% | 37% |
| Dividend safety score | 86 (A) | 85 (A) |
| Fair value estimate | $91.91 | $95.65 |
| Upside to fair value | +59% | +154% |
| Frequency | quarterly | quarterly |
| Market cap | $405.3B | $952.4M |
| P/E ratio | 13.4 | 11.9 |
Higher yield
CPF
3.19%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
CPF
+154% upside
BAC vs CPF — FAQ
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