SmarterDividends

CPF vs HSBC: Which Is the Better Dividend Stock?

As of September 2026, CPF (Central Pacific Financial Corp.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.68%, CPF has the higher dividend-safety score, and CPF trades at the larger discount to fair value (+154%).

MetricCPFHSBC
Forward yield3.19%3.68%
Annual dividend$1.20$3.75
Payout ratio36%54%
Years of growth1 yr0 yr
5-yr dividend growth3.4%-13.8%
5-yr total return37%239%
Dividend safety score85 (A)72 (B)
Fair value estimate$95.65$138.49
Upside to fair value+154%+36%
Frequencyquarterlyquarterly
Market cap$952.4M$353.2B
P/E ratio11.914.7

Higher yield

HSBC

3.68%

Safer dividend

CPF

Grade A

Faster growth

CPF

3.4%

Better value

CPF

+154% upside

CPF vs HSBC — FAQ

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