BAC vs ERC: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. ERC offers the higher yield at 9.56%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).
| Metric | BAC | ERC |
|---|---|---|
| Forward yield | 1.83% | 9.56% |
| Annual dividend | $1.12 | $0.87 |
| Payout ratio | 26% | 91% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | -5.5% |
| 5-yr total return | 47% | -31% |
| Dividend safety score | 85 (A) | 57 (C) |
| Fair value estimate | $101.75 | $10.74 |
| Upside to fair value | +66% | +17% |
| Frequency | quarterly | monthly |
| Market cap | $424.0B | $256.4M |
| P/E ratio | 14.1 | 9.6 |
Higher yield
ERC
9.56%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+66% upside
BAC vs ERC — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.