ERC vs HSBC: Which Is the Better Dividend Stock?
As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. ERC offers the higher yield at 9.56%, HSBC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+27%).
| Metric | ERC | HSBC |
|---|---|---|
| Forward yield | 9.56% | 3.73% |
| Annual dividend | $0.87 | $3.75 |
| Payout ratio | 91% | 62% |
| Years of growth | 1 yr | 0 yr |
| 5-yr dividend growth | -5.5% | -13.8% |
| 5-yr total return | -31% | 281% |
| Dividend safety score | 57 (C) | 70 (B) |
| Fair value estimate | $10.74 | $127.75 |
| Upside to fair value | +17% | +27% |
| Frequency | monthly | quarterly |
| Market cap | $256.4M | $339.6B |
| P/E ratio | 9.6 | 16.6 |
Higher yield
ERC
9.56%
Safer dividend
HSBC
Grade B
Faster growth
ERC
-5.5%
Better value
HSBC
+27% upside
ERC vs HSBC — FAQ
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