SmarterDividends

BAC vs HDB: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. BAC offers the higher yield at 1.83%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).

MetricBACHDB
Forward yield1.83%1.59%
Annual dividend$1.12$0.42
Payout ratio26%22%
Years of growth12 yr0 yr
5-yr dividend growth8.4%
5-yr total return47%-33%
Dividend safety score85 (A)58 (C)
Fair value estimate$101.75$30.65
Upside to fair value+66%+16%
Frequencyquarterlyannual
Market cap$424.0B$121.2B
P/E ratio14.118.6

Higher yield

BAC

1.83%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+66% upside

BAC vs HDB — FAQ

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