SmarterDividends

HDB vs MA: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. HDB offers the higher yield at 1.59%, MA has the higher dividend-safety score, and HDB trades at the larger discount to fair value (+16%).

MetricHDBMA
Forward yield1.59%0.64%
Annual dividend$0.42$3.48
Payout ratio22%18%
Years of growth0 yr14 yr
5-yr dividend growth13.7%
5-yr total return-33%57%
Dividend safety score58 (C)89 (A)
Fair value estimate$30.65$558.71
Upside to fair value+16%+3%
Frequencyannualquarterly
Market cap$121.2B$483.7B
P/E ratio18.631.4

Higher yield

HDB

1.59%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

HDB

+16% upside

HDB vs MA — FAQ

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