SmarterDividends

BAC vs HTD: Which Is the Better Dividend Stock?

As of June 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. HTD offers the higher yield at 7.36%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+50%).

MetricBACHTD
Forward yield2.00%7.36%
Annual dividend$1.12$1.90
Payout ratio27%59%
Years of growth12 yr1 yr
5-yr dividend growth8.4%1.4%
5-yr total return36%3%
Dividend safety score86 (A)84 (A)
Fair value estimate$83.90$23.61
Upside to fair value+50%-8%
Frequencyquarterlymonthly
Market cap$397.6B$912.4M
P/E ratio13.98.6

Higher yield

HTD

7.36%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+50% upside

BAC vs HTD — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.