BAC vs HTD: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HTD offers the higher yield at 7.66%, HTD has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+46%).
| Metric | BAC | HTD |
|---|---|---|
| Forward yield | 2.04% | 7.66% |
| Annual dividend | $1.28 | $1.90 |
| Payout ratio | 26% | 39% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 1.2% |
| 5-yr total return | 48% | 8% |
| Dividend safety score | 86 (A) | 88 (A) |
| Fair value estimate | $91.51 | $28.43 |
| Upside to fair value | +46% | +15% |
| Frequency | quarterly | monthly |
| Market cap | $438.4B | $876.6M |
| P/E ratio | 14.5 | 5.1 |
Higher yield
HTD
7.66%
Safer dividend
HTD
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+46% upside
BAC vs HTD — FAQ
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