BAC vs HTD: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HTD offers the higher yield at 7.30%, HTD has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+65%).
| Metric | BAC | HTD |
|---|---|---|
| Forward yield | 2.04% | 7.30% |
| Annual dividend | $1.28 | $1.90 |
| Payout ratio | 26% | 39% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 1.2% |
| 5-yr total return | 49% | 6% |
| Dividend safety score | 85 (A) | 87 (A) |
| Fair value estimate | $102.38 | $28.43 |
| Upside to fair value | +65% | +9% |
| Frequency | quarterly | monthly |
| Market cap | $428.6B | $912.4M |
| P/E ratio | 14.5 | 5.4 |
Higher yield
HTD
7.30%
Safer dividend
HTD
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+65% upside
BAC vs HTD — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.