SmarterDividends

HTD vs MA: Which Is the Better Dividend Stock?

As of June 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. HTD offers the higher yield at 7.36%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+13%).

MetricHTDMA
Forward yield7.36%0.71%
Annual dividend$1.90$3.48
Payout ratio59%18%
Years of growth1 yr14 yr
5-yr dividend growth1.4%13.7%
5-yr total return3%34%
Dividend safety score84 (A)89 (A)
Fair value estimate$23.61$554.23
Upside to fair value-8%+13%
Frequencymonthlyquarterly
Market cap$912.4M$432.9B
P/E ratio8.628.3

Higher yield

HTD

7.36%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

MA

+13% upside

HTD vs MA — FAQ

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