BAC vs NBTB: Which Is the Better Dividend Stock?
As of June 2026, NBTB (NBT Bancorp Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. NBTB offers the higher yield at 3.07%, NBTB has the higher dividend-safety score, and NBTB trades at the larger discount to fair value (+75%).
| Metric | BAC | NBTB |
|---|---|---|
| Forward yield | 2.00% | 3.07% |
| Annual dividend | $1.12 | $1.48 |
| Payout ratio | 27% | 41% |
| Years of growth | 12 yr | 13 yr |
| 5-yr dividend growth | 8.4% | 5.6% |
| 5-yr total return | 36% | 34% |
| Dividend safety score | 86 (A) | 98 (A) |
| Fair value estimate | $83.90 | $84.53 |
| Upside to fair value | +50% | +75% |
| Frequency | quarterly | quarterly |
| Market cap | $397.6B | $2.5B |
| P/E ratio | 13.9 | 13.6 |
Higher yield
NBTB
3.07%
Safer dividend
NBTB
Grade A
Faster growth
BAC
8.4%
Better value
NBTB
+75% upside
BAC vs NBTB — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.